How to Get the Most Out of Your Car Accident Case
If you are hoping to maximize the compensation you win in your car accident claim, you should be prepared to pursue the compensation you deserve across all potential avenues of recovery. Often, this involves filing a claim with the insurance company or bringing your case to trial.
File a Claim With the Insurance Company
Georgia operates under a fault-based insurance system. Here, when you are involved in a car accident, you file a claim with the liable party’s insurance company instead of filing a claim with your own. However, if you decided to purchase no-fault insurance coverage when you set up your auto insurance policy, you might be able to file a claim with your insurer as well. When you file a claim with your insurance company, they will likely increase your rates when it is time for your policy to renew. For this reason, before you file a claim with the insurance company, ensure you protect yourself by discussing your case with your attorney first. When you file a claim with the insurance company, there are certain types of damages you can expect to recover. Generally, insurance covers your medical bills and property damages. The amount you can recover will be based on how much coverage the policyholder purchased. If your damages exceed the policy limits, remaining losses must be sought through a personal injury lawsuit.
File a Car Accident Lawsuit in Buford
When insurance coverage is insufficient to meet your needs, or the liable party does not have auto insurance coverage, you must be ready to file a civil lawsuit against those responsible for causing your injuries. Thankfully, in civil court, you have the right to be made whole. This means every single loss you experienced can be recouped in your claim. Instead of facing the same limitations of an insurance claim, you can recover compensation for your economic and non-economic damages at trial. This means the liable party could compensate you for your reduced quality of life, pain and suffering, emotional distress, and other out-of-pocket or financial expenses.